Payment Plans


We want you to know that we’ve got your back in difficult times. Our incredibly popular Scratch Pay option is there when you need it for financing urgent care medical needs

CareCredit or 1-800-677-0718

CareCredit is a simple revolving credit line, much like any credit card, which requires no money down, typically has no fees when paid off on time, and easy monthly payments. Important: If your credit is not perfect, your odds of approval will go up dramatically if you let us help you complete the application. Call us and we will help. Once approved, you can use Care Credit immediately with us on anything we sell.

Pet Insurance

Please be aware…pet insurance is very, very expensive. Expect to pay $250-$1,000 per year, or easily $3,000 to $18,000 over a pet’s lifetime. Costs are even higher if you want annual vaccines and wellness care covered too. The rates are high because insurance companies must cover the fees of the highest cost veterinary hospital in the country. In contrast, APC is usually much cheaper than other clinics, so insurance may not be a good deal for most of our clients. For a comparison chart of some service providers, see the link above which compares the rates for VPI, ASPCA, Embrace, Purina, TruPanion, PetsBest, and 24PetWatch.

Not sure which to pick? Call us today and we can explain the differences. 918-437-6735